Testimonials

We choose Nancy to assist us in buying our home because she came very highly recommended from friends used her to purchase both of their homes. Nancy was very understanding and dedicated to finding us the perfect home. She understood that we were nervous buying our first home and this was the first time experiencing the home buying process. She took us to so many properties and explained so much to us. We laughed and had a great time throughout the entire process. We are so thankful for her and can’t wait your refer her to friends and family and use her services again in the future!

--Brad and Ashlee

 

THANK YOU SO MUCH for helping us get this condo!! Sorry if we caused any stress with trying to make things happen to fast, we are too impulsive sometimes;) I am so glad it all worked out, and yes, we will definitely be looking to find a bigger home at some point and we'll seek your help again, for now we'll just go and enjoy our new little home:) Thank you, thank you , thank you..... this happened ONLY because every single one of you, and we greatly appreciate it....

you were very kind to us:)

--Past Client

 

Nancy--- Thank you so much for all that you have done to help me with the sale of my home. I don't know how I would have made it through without you! Thank you, thank you, thank you! With Sincere appreciation,  

--Katie Conery

 

Thanks again for ALL of your outstanding help on making our DREAM home a true reality!!!!  I still can't believe it!!  Everyone was so impressed with the house, including some friends who couldn't make it to the party but came at another time.  It is beautiful!  You really worked hard to make that happen for us, and we appreciate your efforts.  I really appreciate how you helped to educate us on the process; that was a BIG deal and very useful.

--Jean Willis

 

Nancy helped us purchase a short sale house and she is very knowledgeable about short sale and regular home purchase and sale strategies.  She communicated with us well and helped every step through a very long process.  We are also impressed by her vast knowledge of various San Diego north and   south county housing areas.  We have referred her to friends and intend to work with her ourselves again in the future!

--Past Client

 

When we started looking for a house, Nancy was patient with us throughout the entire process. We had much fun looking at houses and found a home that is perfect for our family. Nancy knows and understands pricing and home values and that was very helpful.

--Past Client

 

Nancy really listened to our needs and was never pushy or impatient. In fact she was able to help us work through some differences that came up between my partner and I when it came to making purchasing decisions. Her insights and clarity helped us tremendously in this process and we found exactly what we were looking for.  I recommend Nancy to all my friends and family.  Thank you so very much, Nancy!

--Savita Geuther

 

Thank you Nancy, You took such good care of us I would recommend you any day to anybody who is interested in buying or selling real estate. It was a pleasure working with you.

--Ebenezer Cristy

 

Nancy orchestrated the sale of our condo and purchase of our new house with amazingly perfect timing. She is so good at what she does that we closed escrow on our condo and then had the keys to our new house 2 days later. Nancy also did some negotiating on our behalf that helped us save money and  lower our level of stress! I can't imagine any other realtor being able to take care of us the way she did.

--Micheal Deeb

 

Nancy Ruggles is a Wonderful & Very Professional Realtor. She was referred to us by a friend so we thought we would use her as our listing agent. Between my husband and I we have bought and  sold a couple of homes, but for us Nancy stood out among the rest. Through every part of the sale, which our home sold Quickly. She was there either in person or on a phone call. Her attentiveness to detail and us understanding every step ahead of us she was right on it. She kept us in the loop on anything we needed to know right down to the Very last day. When we were ready to buy another home 2 years ago, we went right back to Nancy and once again received the highest Quality of service we could ever have asked for. We really could not asked for a Realtor with Better Quality of knowledge and understanding then Nancy Ruggles.

--Holly Kemp

 

Nancy, I can't thank you enough. I am absolutely blown away by how patient, helpful and communicative you were along every step of the very stressful short sale process. You are an exemplary real estate professional and I will be sure to send people your way!

--Jennifer S.

 

We were referred to Nancy through our loan officer, Liliana Riquer. We were first time homebuyers and were told that Nancy would take care of us. That was so true! From the very beginning we immediately connected with Nancy. She was very professional, knowledgeable and kind throughout the entire process. She was readily available to meet us at a property and allowed us to develop and convey our own opinions about a property before she ever voiced hers. Our three small children got to experience every aspect of the home buying process, which was really exciting for them; from exploring new neighborhoods and viewing properties, to making offers and signing loan documents. Even with the children always with us, Nancy's demeanor never changed. She was consistently charming and kind throughout. Our children always looked forward to seeing her again. The condo we settled on was a Short Sale in a highly desirable area, with multiple offers. There were so many hurdles to getting it approved! Both Nancy and Liliana worked tirelessly to get us our home. While waiting for the approvals, Nancy encouraged us to continue looking at homes to make sure we were happy with the property we were getting. She happily continued to meet us whenever there was a property we wanted to see. I remember contacting Nancy for the first time, sometime in March 2012. By mid-May, we had made an offer on the condo. We closed escrow in the beginning of August. I can't even describe how thrilled we are to own our condo. Thank you so much Nancy for helping us find our new home!

--The Fewell Family

 

Everyone talks about how stressful it is to buy a new home and that was not our experience at all and we owe that all to our fabulous agent, Nancy Ruggles!  My husband and I could not have had an easier experience selling our condo and buying our new home. We found our perfect home and wanted to move fast to make an offer.  Nancy moved quickly and our offer was accepted within 24 hours.  She continued to remain in constant contact not only with us, but with the sellers Realtor and our lending officer to expedite everything and meet our tight timeline (all while she was on vacation!).  We got the keys to our new home in 3 weeks, even with two holidays in the middle.  We placed our condo on the market one week after our offer was accepted and Nancy helped us with making suggestions on steps to take to ensure it could show well, from decorating tips to helping us with photography.  I can’t express how easy it was to work with Nancy.  She answered all of our questions, was always accessible and connected us with great people along the way, from our housing inspector, to our loan officer and even our new landscapers.  I would HIGHLY recommend choosing Nancy to be your Realtor.  She is the BEST!

--Kathleen Murphy & Joel Boert

 

Nancy is very patient and supportive and we appreciated that. What was most valuable was that she listened to what we wanted and kept us on track to finding just that.

--Brainard & Jody Holloway

 

Nancy was referred by a realtor that my parents knew, after our first day out, we knew that she would make the process easy for us. Nancy was able to work so well with my family. There were a lot of people involved in the decision process, but Nancy was always quick to offer advice and answer questions. She was able to work really well with the seller in order to get our offer accepted.

--Mike and Kelly Murphy

 

We found out about Nancy through a friend who told us about how supportive, informative, and wonderful she was... they were right. After thinking about our experience what Nancy did that was most valuable to us was keeping us informed by telling us what to expect throughout the entire time. She was supportive and encouraging. She let us know that home buying requires patience and that our experience and feelings during that time were not uncommon or unusual. She was also very informative and knowledgeable. Thank you again Nancy for helping us to find our home.

--Jack & Joeann Randall

 

Nancy was referred by a friend. Nancy's hard work and determination in the rapidly changing market paid off. We love our house and are enjoying raising our family here. Thank you Nancy!

--Ben & Christina

 

Meeting Nancy was a divine connection! It was meant to be! I knew within 1 minute of talking to her over the phone I had to meet her in person regardless of the property she had listed. She is personable, patient, and will go to lengths to get the job smoothly. We really enjoyed the process of   buying our first home through Nancy, and plan on selling/buying again with her this Spring.

--Caraleigh Thomas

 

Nancy was the realtor who was selling our house, and I called her directly the day it went on the market. It was a Divine meeting we both agree, and get chills over the experience. It was meant to be! The moment she decided that we were her buyers and no one else! It was a blessing. The bidding war could have gotten out of control on this awesome house!

--Kevin & Caraleigh Thomas

 

I am a local real estate investor and developer.  I have been working with Nancy for around four years and she has helped me with multiple aspects of real estate purchases and sales.  Not only has she helped with traditional purchases and sales, but she was my liaison for buying properties directly   through banks and approaching properties owners where their property was not for sale.  As an investor and developer, I often go about buying property differently than someone who is buying a home to live in and Nancy has the versatile skills needed to effectively work with all the different types of people in the world of real estate.  I have had personal friends that are in real estate and after they saw how knowledgable and effective Nancy was in real estate, they asked if Nancy would mentor them and she did.  This is one of the great things about Nancy is her wiliness to share and I believe that is what make a great agent.  The last thing I want is slick talking salesman as an agent.  I want a reliable local resource that I can constantly keep going to for accurate and effective information and that is what Nancy demonstrates to me and her coworkers.

--Justin

 

Nancy helped to both sell our house and then purchase a new one, but to say that she "helped" is a monumental understatement. She was always responsive to our questions and calls, and more importantly, her advice and market expertise was far superior to that of  other agents we had interviewed. Both my wife and I feel quite fortunate that we were able to have her represent us.

--Lori & Susie Soll

 

I had worked with Nancy before, she is proactive, attentive and responsive. She is easy to work with, honest and diligent. She listens well to all your concerns and requests and delivers! We could trust that she will get us the home we want and need for our growing family. To begin with Nancy printed a thorough report with statistics and demographics about the neighborhood and she showed us the home as many times as we wanted. Once we opened escrow she ordered the house inspection and acquired quotes for minor repairs. She then helped us negotiate and obtain the credits we deserved from the owner.

--Edith & Jose

 

Nancy Ruggles is  a Wonderful & Very Professional Realtor.  We meet her about 5 years ago while looking for someone to sell our home in Spring Valley, California.  She was referred to us by a friend so we thought we would use her as our listing agent.  Between my husband and I we have bought and   sold a couple of homes, but for us Nancy stood out among the rest.  Through every part of the sale, which our home sold Quickly.  She was there either in person or on a phone call.  Her attentiveness to detail and us understanding every step ahead of us she was right on it. She kept us in the loop on anything we needed to know right down to the Very last day. When we were ready to buy another home 2 years ago, we went right back to Nancy and once again received the highest Quality of service we could ever have asked for. Again, constantly keeping us in the loop on information and details she thought we should know. We really could not asked for a Realtor with Better Quality of knowledge and understanding then Nancy Ruggles.

--Holly & Jim

 

Nancy has done wonderful work for other members of our family, and we could not have gotten our house without her patience and persistent dedication. Nancy knows her stuff, and we would recommend her to everyone! Nancy was very dedicated to calling the selling realtor and communicating regularly in order to negotiate with multiple banks and get the deal done. It took a lot of expertise to get our deal closed. Nancy, please feel free to reword this part, if you like. This is the general gist of it. I know you put more work into our deal than usual and I would like to highlight how much we appreciate that!

--Past Client

 

As first time home buyers, Brian and I are excited to share our experience with you. Our search for a house began shortly after our engagement, in August 2012. We scoured the internet for the perfect house, within our price range. One evening, we found an exceptional house, nicer than any of the others in our price range, and we had to have it. After watching the market, we knew we had to act fast, so we turned to the expert, Nancy, to help us begin. The house was a short sale, and Nancy was instrumental in getting our offer accepted. She gave us good advice on how to give a winning offer. We had a short window to submit the offer and made it just in time. After our offer was accepted, we finally got to see the house. It was absolutely amazing! We could not believe how wonderful the house was and the great condition it was in. We never expected to have something so nice as our first home. Please note, putting an offer in on a house you have not yet seen is a huge risk and we do not recommend people generally do this. It just happened to be a on in a million exception for us, and we had to jump at the opportunity.

Next began the most stressful ten months ever. After our offer was accepted, we had to negotiate with two banks that did not want to work together, to get the final approval on the sale. It took a lot of skillful negotiation to close the deal. In the meantime, we balanced wedding planning with house hunting. The prices and interest rates began to rise, and we were getting nervous because all of the other houses in our price range did not even compare. We decided to wait it out, despite the weekly ups and downs as we waited for both banks approval. In the end, it all worked out, and we got the house and a great interest rate! Did I mention? We finally got the keys the day before we left on our honeymoon! After ten months of stress, we had to wait another week before we got to move in. Finally, we got to relax and not worry about anything. After a very restful week on a warm beach, we came back to our new house, ready to move in.

Buying our house was a rollercoaster, and we could not have done it without Nancy’s dedication and support (and the support of our families who also played a key role in our home buying experience.) Everyday we wake up, in our spacious master bedroom, and wonder how we got so blessed with this house. We have also discovered a few more bonuses since moving in. Everyone on our cul-de-sac is very friendly and each year, we organize block parties and progressive dinners to catch up and visit. We received a warm welcome to the neighborhood and have a lot of peace of mind, knowing everyone on our street. Thank you Nancy for all of your help making our dream come true!

--Brian & Erika

 

Nancy followed up with our request in a timely manner even months after closing. She has excellent negotiation skills and has extensive knowledge of the market and the value of homes.

--Mustapha & Adina Oulhaci

 

I am writing to you today regarding the agent Nancy Ruggles of Windermere Estates and Homes. We are closing a transaction this week where she represented the buyers. I just wanted to give her the highest recommendations and hope that might help you in your decision making with the seller for the home at 406 Placer in San Marcos.

Nancy has been a joy to work with since she is great and expedient at communication, treats everyone with the utmost care and integrity in the transaction, and has an outstanding lender in Liliana at Bay Equity. Liliana was able to close a week early on a 30 day escrow on my listing, even with the Christmas and New Year’s holidays!

I trust you will have the same experience with Nancy and Liliana should you choose her buyers for the 406 Placer property.

--Tony

 

I met Nancy Ruggles about one year ago.  When I discovered she was a realtor I took her card and several months later spoke to her about the sale of my home in Valley Center.  She has extensive experience and I immediately felt comfortable about her skills.  There are some realty companies who specialize in the Valley Center area but I felt that Nancy's all around experience would benefit me more than familiarity in the neighborhood.

She did an excellent job at marketing the home and it was sold much, much quicker than I would have imagined.  She kept me well informed and guided me easily through the process of the sale.  I also engaged Nancy to help me find a new home and I am happy to say I be moving to my new home in few weeks time.

The sale of my home is an emotional process which I felt Nancy understood very well.   I trusted her business acumen as well.   Nancy has lived in opposite ends of the county and I feel she knows the county very well.   I highly recommend Nancy and would chose her again should I need a realtor.  

I'd be happy to meet or have a phone conversation with anyone considering Nancy as their realtor!

--Sherrie Jacoby

 

Thank you! I believe you are the voice of reason in this sea of chaos!

--J. Louise Desnoyers

 

Nancy was able to work so well with my family. There were a lot of people involved in the decision process, but Nancy was always quick to offer advice and answer questions. She was able to work really well with all members of the family and get our home sold quickly.

--Steve

 

Nancy is literally the only person who could have sold our condo for us. There was a little challenge during the sale process and Nancy was a miracle worker. She was able to get us through a rough spot and get our place sold in perfect timing with the purchase of our house. Nancy is nice and warm while also being extremely knowledgeable and professional. I would recommend her to everyone.

Michael & Carrie

 

When my wife and I found out that the house we were renting was going on the market, we knew we needed to get Nancy's help right away!

With Nancy's help we were able to find the home that was perfect for our family, negotiate a great price  with the sellers and navigate through a difficult escrow. When we stressed out, she was there to help us keep calm. Nancy consistently went way above and beyond the expectations of an agent. I couldn't imagine doing any sort of real estate transaction without Nancy.

Josh Herrera

 

Nancy has helped us purchase two homes in San Diego. The reason we continue to go to her for our real-estate needs is because she is a great listener, responsive, proactive, punctual, always prepared with more listings from the areas we are looking into buying, gives honest feedback on pros/cons of  each property and community, great at building relationships with the seller's agent and our loan officer, and best of all she's an outstanding negotiator... even if we weren't the highest bidder she always managed to get our bids accepted and we have purchased our top property of choice each time.

Edith Saldivar

 

Nancy helped to both sell our house and then purchase a new one, but to say that she "helped" is a monumental understatement. She was always responsive to our questions and calls, and more importantly, her advice and market expertise was far superior to that of other agents we had  interviewed. Both my wife and I feel quite fortunate that we were able to have her represent us.

--Lauren Soll

 

Thank you for making my first home purchase so fun and easy. When you said "I find people homes and I am really good at it" I immediately know I was in good hands. From day one through the whole process you wowed me with your Realtor skills, it felt like I was your only client you were always available and so helpful every step of the way.

--Ann Iannitto

 

Nancy, thank you so much for all that you have done to help me get my home sold I don't know how I would have made it through without you.

--Katie Conery

 

Thank you so much for sticking with us and your willingness to make this deal happen. This has been difficult and I appreciate your patience, knowledge and professionalism.

--Charles Tawa

 

Nancy recently sold a property for us that was a very difficult short sale. The lender for the second mortgage was quite uncooperative. I am in the real estate industry and see the number of short sales that don't go through, primarily because of communication issues between the agent and the bank representative. Thanks Nancy! We can't recommend you highly enough.

--Ronald and Beverly C

 

Very easy to work with! Came very prepared to our first meeting with information about our home, comps, etc. Keeps things moving at a good pace; makes great suggestions for staging the home to sell.

--Past Client

 

Nancy helped me to sell and buy a new home. She was always available to me when I needed her and a pleasure to work with. She sold my home when another realtor could not and on the home I purchased she helped me to outbid 7 other potential buyers. She is very hardworking and ethical. I highly recommend her!

--Jill Nahama

 

My husband and I had purchased a condo for my elderly mother.  When she became too ill to live alone, we tried renting it.  Because of our mortgage & taxes, we were upside down each month.  Meanwhile, the prices had dropped for condos in our area.  We were not typical candidates for a short sale,   but Nancy Ruggles, through superior negotiations and great, constant follow up, was able to sell our property! I highly recommend Nancy!

--Beverly Colson

 

 

I had the pleasure of working with Nancy Ruggles recently as the buyer’s agent on her listing located at 9120 Gramercy Dr. #315 in Serra Mesa. Nancy was a true professional and outstanding communicator every step of the way. As agents working together, Nancy proved that working towards achieving the common goal of completing a sale, and in the process exceeding both of our clients expectations, is what our profession is all about. The art of communication is slowly fading away in the Real Estate business, but that couldn’t have been further from the truth in working with Nancy. Every step of the transaction, both Nancy and I worked through the “issues” that always come up in transactions, seamlessly and methodically. I look forward to the next transaction with Nancy, as I know she will be the consummate professional every client deserves and every agent would like to work with. Thank you again Nancy!

--Neal I. Akin